Welcome to Emergi-Cash

Emergi-Cash REWARDS are BACK by customer demand! With so many of our customers asking for us to bring back our loyalty program, we have finally decided, "it's time!" Find out why our customers are so excited to see this program back in the stores. Stop by one of our many locations today and ask how you too can start getting REWARDED! Click here to read more...


payday loans

We've come up with an innovative title loan promotion that's sure to please. If you currently have or have had a title loan before or if you're exploring the possibility of getting one for the first time, you really need to see what we have to offer before going anywhere else. read more...



No one desires to experience cash flow problems, but let’s face it; life brings them at us on a regular basis. Emergi-Cash wants to help you close the gap between paydays with honest, quick and reliable service.  At Emergi-Cash, you are a person not just not an account. Our main objective is to help you solve your problem or resolve your situation in the simplest most cost effective manner.  Our goal is to make short-term cash loans available to all, based on trust, and our # 1 Priority is Award Winning Customer Service!



Faces of Operation Choke Point

Operation Choke Point is a program created by the U.S. government that is harming lawful businesses by ‘choking off’ their access to basic banking services. The Department of Justice (DOJ) and federal banking regulators at the FDIC.












The girls in the Selma office are so nice and are always helpful and it's good to know that you are willing to give back in times like these. Thank you so much!

M.H. - Selma AL.

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There are few times in this age  that we come across people in the service industry that are friendly and genuine. A few months ago my husband lost his job and we were dealt a financial sucker punch. Needless to say I found myself walking in the front door of Emergi-Cash in Fairhope, Al. It was recommended to me by a family member who said "they are so nice there". I just wanted someone to know you have two professional, knowledgeable and sincere ladies who operate your business and are an asset to your company! Each one of them is pleasant every time I go in.
Thank you,
Kim M. - Fairhope AL

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I have been a customer of Emergi-Cash for a while and they always do their best to get you approved for a loan. The staff is very friendly and I wouldn't go anywhere else for a loan. Highly recommended!

R.B. - Opelika AL

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You just can’t find nicer and more efficient people to service your needs that the employees at Emergi-Cash.

Will C. - Opelika AL

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Emergi-Cash has exceeded my expectations!

B.B. – Phenix City AL

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I just wanted to “Thank You” for helping me and my family. Thank You, for being patient and understanding when things or should I say life happened. May the Lord bless you!

 A. Berkley - Mobile AL



A single payday advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive. Payday advances are not recommended as long-term financial solutions. 


No More NSF Fees

Say "Good-bye" to NSF fees with a short term cash advance from Emergi-Cash.

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Past Due Bills

Don't let your utilities get turned off, stop the reconnection fees by paying your bill with a cash advance from Emergi-Cash.

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Store Hours (all locations)

Mon, Tue, Thur, Fri 10 AM - 6 PM

(Closed from 1-2)

Wed & Sat 10 AM - 2 PM

Closed Sunday