No More NSF fees

Past Due ImageNSF fees are a huge problem for consumers everywhere, but they can be avoided with a short-term cash advance. The fee paid for a cash advance of $100.00 is only $17.50, a much more manageable number when compared to a $30.00 NSF fee charged by banks. Plus you could possibly end up with other additional fees.


Take a look at the example below and see how a cash advance can actually help save you money!


Example: Consider writing a check to your local retailer and then discovering that you've miscalculated your actual account balance. Letting the check go through the bank without any additional actions will overdraw your account. The bank is going to charge you on average $30 for writing a check on insufficient funds, plus return the bad check back to the depositor who is also going to charge you a $30 bad check fee. That's $60 in fees just for writing a check that you initially thought was good.


Now let's say that you discovering your mistake and decided to get a $100 short-term cash advance and deposit it into your checking account to keep your check from bouncing in the first place. Your check clears the bank without any problems and the retailer is happy that you made your purchase with them. You've avoided $60 in fees that would have accrued if the check had bounced plus the embarrassment of having to return to the retailer to pick your check up.


Bounced Check $30 NFS Bank fee $30 Bad Check fee to the retailer Total fees = $60

Cash Advance

17.5% per $100

Avoided Bank fee Avoided Bad Check fee Total fee = $17.50


The $100 cash advance you got will cost you $17.50 to pay back. By making the decision to use a cash advance to avoid all the additional charges you've saved yourself $42.50 in fees. Take the worry out of bouncing a check and being charged multiple fees. Get a Payday loan and save your self and your money.