Our Story

Unexpected bills can create a financial emergency for many of us, but none more so than the American Working Class that often find themselves living from paycheck to paycheck. While working to maintain their everyday living expenses they often encounter additional car expenses, higher than expected utility costs, or child care related items that can put them behind in paying their monthly bills.  Emergi-Cash provides valuable services to those who are underserved by traditional lending institutions. Through our short-term loan products many people are able to meet their immediate cash needs, which allows them to avoid unnecessary bank fees, late charges and even longer term credit fees and debt. All this without a negative impact on their credit.


The Emergi-Cash Difference

When today's working class meet with financial emergencies and need assistance, they turn to Emergi-Cash.  With honest, quick, and reliable service, we are able to meet their needs in the simplest, most cost effecient way possible. Emergi-Cash was founded by David Jones II in Montgomery, Alabama in 2006.  Mr. Jones began his career in personal financial services in 1999, when he founded a small chain of locations which became very succesful and he later sold. In 2006, he had a vision to open a company, founded on the priciples of providing the most efficient short-term loan products combined with the best customer service in the industry, and then create a system to make an opportunity for others to follow that path.  In the past six years Emergi-Cash has grown to eleven corporate owned locations throughout central and south Alabama. Now through our franchise program his dream is realized and you too can own and Emergi-Cash location and become part of this exciting growth industry.

This information is not intended as an offer to sell, or the solicitation of an offer to buy, a franchise. It is for information purposes only. An offer is made only by a Franchise Disclosure Document (FDD). Emergi-Cash franchises will not be sold to any resident of any state until the offering has been exempted from the requirements of, or duly registered in and declared effective by, such state and the required FDD (if any) has been delivered to the prospective franchisee before the sale in compliance with applicable law.

Currently, certain states and countries regulate the offer and sale of franchises. In the U.S., states that regulate the offer and sale of franchises include California, Hawaii, Illinois, Indiana, Maryland, Michigan, Minnesota, New York, North Dakota, Oregon, Rhode Island, South Dakota, Virginia, Washington and Wisconsin. If you reside in one of these states, or even if you reside elsewhere, you may have certain rights under applicable franchise laws or regulations.