The Franchise

Payday loans are an important part of finances for many people. As an Emergi-Cash franchisee you can provide this valuable service to the community while benefiting from our years of experience in the industry.


Branded Locations: All Emergi-Cash stores feature our trademark signage package, colors, and décor package. In an industry that is dominated by mom and pop locations, Emergi-Cash has created a distinctively different location that provides borrows with a professional, safe, and clean environment to complete transactions.


Site Selection: With our twelve plus years in the payday loan industry, we have developed criteria for selecting sites for Emergi-Cash locations. Our franchisees benefit from this experience through our assistance with this in your area.


Technology: Our industry leading software helps you to run and monitor your business whether you are in the store every day or running a large number of stores remotely.  It also integrates with the state databases to help keep you compliant with the state reporting requirements.


Operational Support: Knowing which customers to lend to and how much to lend them is a fundamental aspect of the payday loan business. Knowing how to collect on the loans that are outstanding and due is even more important. We train you in every part of the business to help you maximize your loans and minimize your bad debts.


Marketing: Attracting first time borrowers and retaining them for their future needs is the hallmark of Emergi-Cash’s marketing programs. Our grand opening marketing plan, as well as our on-going marketing plan for new customers as well as our unique retention programs all separate Emergi-Cash from other payday loan providers.


Rewards Program: Once a borrower completes their first payday loan, they are more likely to rely upon payday loans again in the future.  Our unique Loyalty & Rewards program creates an incentive for customers to return to Emergi-Cash for their payday loan needs.  Our point system accumulates and then converts to cash to reduce and possibly even payoff their existing loan.